Welcome to the 'Build Your Own Budget (BYOB)' course, your step-by-step guide to personal budgeting made easy. Many of us cringe at the thought of following a household budget for many reasons, including lack of time, lack of knowledge, or the idea that budgets are too restrictive and will take the fun from our lives. Do any of these sound like you? Well I'm here to help you get rid of these excuses!

This course combined with the included Excel tool is going to save you time and show you how budgeting can be easy & actually add more enjoyment to our lives! This course is designed to help you create and maintain your personal budget, regardless of where you are in life or how much budgeting experience you may already have.

My name is Taariq "Banks" Muhammad, and I have over 10 years of budgeting & bookkeeping experience. I've helped many of my friends, family, & clients in the development and maintenance of their budgets and now I am looking to do the same for you! The beauty of it is that you don't need any prior knowledge of budgeting or any technical skills - if you can use Microsoft Excel you are good to go!

At the end of this course you will have an in-depth knowledge of how to use our budgeting tool to build a complete and extremely manageable budget for your household. This knowledge could help you reduce your living expenses, free up more money for savings/investments, or even lead you right into debt freedom! It's entirely up to you & you have free rein to move at your own pace.

So what are you waiting for, let's get you started on your road to financial freedom.